Linked here is a detailed quantitative analysis of PepsiCo, Inc. (PEP). Below are some highlights from the above linked analysis:
Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.
The D4L-PreScreen.xls model continues to be the most downloaded and used model in my toolbox. I have just completed an update on it. This update includes some minor tweaks and updates on interest rates used in the model. The changes are described below:
Are you confident and secure in your investing process? It appears many people were not. From the famed Canadian dividend investor Derek Foster who sold all his dividend investments in February to co-workers who have moved to the sidelines waiting on the bottom. Many investors who lost confidence and exited the market missed the significant rally over the last couple of months.
I currently track 100 dividend stocks in my D4L-Dashboard and have determined some of the lower rated stocks could be buys if the companies simply chose to increase their dividends. For various reasons their management has elected keep a low payout ratio and deploy the excess cash elsewhere.
"The problem with Socialism is that eventually you run out of other people's money."
Linked here is a detailed quantitative analysis of The Coca-Cola Company (KO). Below are some highlights from the above linked analysis:Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.Life isn't linear and neither is investing. There are always bumps in the road and before we reach the next level sometimes we must toil longer than we like at the current level. Case in point, Cincinnati Financial (CINF) and Nordson (NDSN) investors have waited six quarters for a dividend increase and this past week their patience was rewarded by the companies.
One of the biggest fears of the dividend investor is that a company with an attractive-looking yield will cut its distributions to shareholders. While there are certain early warning signals on a company level that may indicate that the risk of a dividend cut is high, investors should also be aware that the risk of a distribution cut is higher in some industries than it is in others.
How about a list of some great dividend stocks that have a long history of increasing their dividends, some for decades? These aren't just any dividend stocks they are supported by a powerful balance sheet and have a track record of generating consistent cash flows. Even better, they are well-managed, and aside from the normal bumps in the road from the economic downturn, they are doing quite well, but...
In one form or another, I get the question daily, "What do you think of the market? Where's it headed?" Normally, I politely respond as expected, but occasionally I will startle the person with a reply like, "I don't know. For me it really doesn't matter much." My investing goals are not defined by movements in the market.
It is well-documented that a significant portion of the historical equity returns are a result of reinvested dividends. Performance in any given year is driven by capital appreciation, but long-term returns are largely the result of reinvested dividends. It is important to note that you can reinvest dividends without participating in a formal DRIP plan. However, you can't reinvest dividends unless the company pays them, and the really good companies increase their cash dividends each year.
Linked here is a detailed quantitative analysis of Kimberly-Clark Corporation (KMB). Below are some highlights from the above linked analysis:Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.
Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for July 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.If your goal is to accumulate wealth for a comfortable retirement, then there is no risk-free path. Throughout time every angle has been tried and failed. Inherently, individual stocks will carry higher risk due to the lack of diversification when evaluated on a stand-alone basis. However, you can mitigate some of this risk by selecting solid dividend paying companies with a track record of increasing their dividends each year.
I'm not here to teach you how to be a great investor. On the contrary, I'm here to tell you why very few of you can ever hope to achieve this status.
When people learn that I am an income investor it is not uncommon for them to ask why I invest in stocks instead of high yield money market accounts [MMA] or certificates of deposits [CD]. I generally start with my short answer of, "Dividend stocks have a secret ingredient that makes them a much more desirable investment."
The markets have seen some significant gains since their March lows. Each time this occurs there is a new round of experts calling the bottom. Time and time again the market throws them a cruel twist and heads lower. Will this time be different?
Linked here is a detailed quantitative analysis of RLI Corp. (RLI). Below are some highlights from the above linked analysis:
Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.
Once again it is time for a goals/progress update. I am pleased to report that annualized dividend income rose in July, extending the streak to 5 months after February's decline. Since I began publicly tracking annualized dividend income in November 2007, it has increased in 19 of the last 20 months.Many years ago my grandmother made the statement, "Everyone I know is either dead, or dying." I thought it was an odd statement since everyone I knew was either getting married or having kids. Your perspective depends on who you run with. Contrary to the perception from popular media, not all companies are cutting dividends, many are still raising them, and some are starting a new dividend program.
It has been nearly a month since the introduction of the D4L-Dashboard. Since this premium service was designed for the serious dividend investor looking for more frequent visibility into more dividend stocks, I was moderately surprised and humbled at the positive responseSometimes good companies aren't good buys, and this is not always a bad thing. Often it is a result of the market over reacting in a positive direction. The stocks simply become overvalued, but their underlying fundamentals remain excellent. Below are a couple of companies that fall into this group:
There are not many companies whose fortunes are as closely tied to the stock market as those in the insurance industry. When the market is climbing, insurers will often soar beyond the market, and will fall harder when the market declines. With the recent uptick in the market, is now a good time to consider insurance companies?
Linked here is a detailed quantitative analysis of Becton Dickinson & Co. (BDX). Below are some highlights from the above linked analysis:Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al. Below are the carnivals that I participated in this week, along with a link to my article: