Thursday, December 31, 2009

* Seven Stocks Expected to Grow Their Dividends in 2010

In this space we normally look at companies that have recently raised their dividends. However, as the year draws to a close there were very few companies of note increasing their dividends this week. With that, I thought it would be interesting to see who might be the big dividend raisers in 2010. Here are seven companies for your consideration:

Tuesday, December 29, 2009

* 7 Low-Debt High-Rated Dividend Stocks

When selecting a dividend growth stock there is really only one factor that is important - sustainability. As we evaluate many aspects of a company, what we are really trying to determine is if the company can continue to raise its dividend indefinitely into the future. To pay and raise its dividend a company must generate sufficient free cash flow. However, it is not enough to just generate the cash, it has to be available for dividend payments.

Monday, December 28, 2009

* Emerson Electric Co. (EMR) Dividend Stock Analysis

This article originally appeared on The DIV-Net December 21, 2009.

Linked here is a detailed quantitative analysis of Emerson Electric Co. (EMR). Below are some highlights from the above linked analysis:

Company Description: Emerson Electric Co. primarily makes backup power equipment for telecom and Internet providers and users, climate control components, and electric motors.

Sunday, December 27, 2009

* Weekly Links: December 27, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, December 26, 2009

* 2010 Investing Goals

My goals were originally defined in this December 1, 2007 Investing Goals post and last updated in my 2009 Investing Goals. As noted all year, I will fall short of my 2009 goal of $8,000 in annualized income. Looking at my long-rang goals, I am still on track to reach my 2017 goal of $30,000. The 2027 goal of $110,000 is not as clear. Given the increased prices and lower yields of new investments, my model is currently indicating this could be difficult to make. However, I will leave both 2017 and 2027 unchanged. Now, what to do with my 2010 goal?

Thursday, December 24, 2009

* 5 Stocks Giving The Gift of Dividend Growth

Christmas is a time of giving. Families and loved-ones give gifts to each other. Many people give money to the needy and charities, while others give their time to help those that are not quite as fortunate. It seems that everyone is involved in giving this time of year, even corporations. Dividend growth stocks give a gift that keeps on giving - ever increasing dividends!

Tuesday, December 22, 2009

* Best Stocks For 2010

I always enjoy this time of year. The Christmas music, decorations, family gatherings, holiday plays and stock picks. Stock picks? Yes, 'tis the season for stock predictions! Virtually every financial writer will pen an article selecting his or her top picks for the upcoming year. I enjoy reading them and the logic behind the picks. As a long-term buy and hold investor, generally most aren't useful for me; nevertheless, I find them entertaining and sometimes there is a gem to be found.

Monday, December 21, 2009

* Nucor Corporation (NUE) Dividend Stock Analysis

This article originally appeared on The DIV-Net December 14, 2009.

Linked here is a detailed quantitative analysis of Nucor Corporation (NUE). Below are some highlights from the above linked analysis:

Company Description: Nucor Corporation is engaged in the manufacture and sale of steel and steel products. As the largest minimill steelmaker in the U.S., Nucor has one of the most diverse product lines of any steelmaker in the Americas.

Sunday, December 20, 2009

* Weekly Links: December 20, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, December 19, 2009

* Pocket Change Portfolio - November 2009

Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for November 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.

Friday, December 18, 2009

* 8 Stocks Compounding Their Dividends

Compound interest is what occurs when interest previously earned is added to the principle and is considered when calculating future interest – i.e. earning interest on interest. So, what’s more powerful than compound interest? Compound dividends! Compound dividends are like compound interest on steroids – you are not only earning on reinvested dividends, but the dividend rate is increasing.

Wednesday, December 16, 2009

* The 2010 Dividend Aristocrats

The S&P 500 Dividend Aristocrats is the most prestigious list of dividend stocks. The Dividend Aristocrats index is designed to measure the performance of S&P 500 constituents that have followed a policy of consistently increasing dividends every year for at least 25 consecutive years. This index is a member of the S&P Dividend Aristocrats index series.

Monday, December 14, 2009

* Cincinnati Financial Corp. (CINF) Dividend Stock Analysis

This article originally appeared on The DIV-Net December 7, 2009.

Linked here is a detailed quantitative analysis of Cincinnati Financial Corp. (CINF). Below are some highlights from the above linked analysis:

Company Description: Cincinnati Financial Corp. markets primarily property and casualty coverage; it also conducts life insurance and asset management operations.

Sunday, December 13, 2009

* Weekly Links: December 13, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, December 12, 2009

* Progress Update - November 2009

Once again it is time for a goals/progress update. I am pleased to report that annualized dividend income rose in November, extending the streak to 9 months after February 2009's decline. Since I began publicly tracking annualized dividend income in November 2007, it has increased in 23 of the last 24 months.
My goals were defined in this December 1, 2007 Investing Goals post and updated in my 2009 Investing Goals post. Below is an updated version of the table found in the original post.

Friday, December 11, 2009

* 8 Dividend Stocks Delivering Tangible Value

A stock dividend, also known as a "scrip dividend", is a dividend payment made with stock instead of cash. Sometimes when companies are tight on cash, they will declare and pay a stock dividend in lieu of a cash dividend. Most shareholders feel like they are getting something. But are they really? In short, a stock dividend is nothing more than a glorified stock split. At the end of the process, the shareholder has more shares that are worth less. Like a stock split, you can not create value by issuing paper and getting nothing in exchange.

Wednesday, December 9, 2009

* 3 Styles Of Successful Dividend Investing


There are certainly many ways to categorize the different styles of investing in dividend stocks, including yield, risk, growth, etc. An investment strategy based on any of these could be successful, if implemented within the framework well-crafted plan. Over the years, I have found that most dividend investing styles fall into one of the three major categories listed below:

Monday, December 7, 2009

* HCC Insurance Holdings Inc. (HCC) Dividend Stock Analysis

This article originally appeared on The DIV-Net November 30, 2009.

Linked here is a detailed quantitative analysis of HCC Insurance Holdings Inc. (HCC). Below are some highlights from the above linked analysis:

Company Description: HCC Insurance Holdings Inc. is a multi-line insurer that specializes in aviation, marine, medical stop-loss, offshore energy and property and casualty insurance in the U.S. and the U.K.

Sunday, December 6, 2009

* Weekly Links: December 6, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Friday, December 4, 2009

* 11 Dividend Stocks Giving You More To Spend

You can’t spend earnings! At first glance, this seems like an odd statement, possibly even incorrect. However, it is not only correct, but an important axiom for all types of investors. Through fraud and manipulation financial statements can be made to look quite impressive, but the cash that arrives in your brokerage account is real.

Thursday, December 3, 2009

* D4L Premium Services: Beat The January Price Increase

Since its introduction in July 2009, the D4L Premium Services has seen excellent growth in both features and subscribers. In addition to the initial D4L-Dashboard feature, the D4L-Premium Services now includes Analytical Reports and D4L-Alerts. New features are already in the works for 2010. To-date, there has been over 100 subscribers with nearly a 90% retention rate.

Wednesday, December 2, 2009

* 9 Small/Mid-Cap Dividend Stocks Answering The Call

I have set aside 15% in my asset allocation for small and mid-cap equities. Generally, smaller cap securities are more volatile, but often offer a higher rate of return over the long-term. Most of this allocation is covered by small cap mutual funds in my 401(k).

Monday, November 30, 2009

* Aflac Incorporated (AFL) Dividend Stock Analysis

This article originally appeared on The DIV-Net November 23, 2009.

Linked here is a detailed quantitative analysis of Aflac Incorporated (AFL). Below are some highlights from the above linked analysis:

Company Description: Aflac Incorporated engages in the marketing and sale of supplemental health and life insurance plans in the United States and Japan.

Sunday, November 29, 2009

* Weekly Links: November 29, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Friday, November 27, 2009

* 9 Dividend Stocks Working Hard During The Holidays

As we officially head into the holiday season, many of us in the U.S. did not have to go into work today in observance of the Thanksgiving holiday. Though not much is happening at the office, there are still many working for me today. Not people, but my Dividend Stocks. It is great to know while I am relaxing with family and watching the big game, those stocks are hard at work providing me an additional income stream.

Thursday, November 26, 2009

* Happy Thanksgiving 2009!

Today is Thanksgiving in U.S. This is a time that most Americans reflect on all that they have been blessed with and give thanks for it. As a dividend stock investor, there are many things to be thankful for this year, including a wonderful family friends and a country that allows me to pursue my dreams.

Tuesday, November 24, 2009

* 7 Dividend Stocks To Take The Emotion Out Of Investing

Deep-down in my soul, I am a contrarian. The third quarter market run-up converted most of the great dividend stock buys into 'ok' buys (at best). As September came to a close, I felt a sense of excitement entering October. This is the month that stocks have traditionally gone on sale. I was prepared to make a double allocation (or more) depending on the level of the markets decline. It didn't happen. Once again, investor emotions drove the market in an unpredictable direction.

Monday, November 23, 2009

* Trust Bank Corp. (CTBI) Dividend Stock Analysis

This article originally appeared on The DIV-Net November 16, 2009.

Linked here is a detailed quantitative analysis of Community Trust Bank Corp. (CTBI). Below are some highlights from the above linked analysis:

Company Description: Community Trust Bank Corp. owns and operates Community Trust Bank, Inc. of Pikeville, KY, which provides commercial banking services in Kentucky and West Virginia; and a trust company.

Sunday, November 22, 2009

* Weekly Links: November 22, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Friday, November 20, 2009

* 11 Dividend Stocks Increasing Dividends and Long-Term Returns

It is a well-documented fact that a significant portion of the historical equity returns are a result of reinvested dividends. In Triumph of the Optimists: 101 Years of Global Investment Returns (2002), the authors looked at equity returns from capital gains and dividends from 1900 to 2000. They determined that performance in any given year was driven by capital appreciation, but long-term returns were largely the result of reinvested dividends.

Wednesday, November 18, 2009

* A Winning Investment Strategy

We all want to succeed in everything that we do, including investing in the stock market. Though I have no analytical data to back it up, I am convinced that most people will lose money in the stock market over their lifetime. So why do so few people succeed at investing? Could it be that an individual's desire to succeed be a significant reason for their failure.

Monday, November 16, 2009

* McDonald's Corporation (MCD) Dividend Stock Analysis

This article originally appeared on The DIV-Net November 9, 2009.

Linked here is a detailed quantitative analysis of McDonald's Corporation (MCD). Below are some highlights from the above linked analysis:

Company Description: McDonald's Corporation is the largest fast-food restaurant company in the world. Its restaurants serve a varied, yet limited, value-priced menu in more than 100 countries around the world.

Sunday, November 15, 2009

* Weekly Links: November 15, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, November 14, 2009

* Pocket Change Portfolio - October 2009

Each month I update the Pocket Change Portfolio (PCP). The table below reconciles the PCP from beginning of period to end of period for October 2009, Year-To-Date (2009) and Life-To-Date. The Portfolio Returns line provides the calculated return for the three displayed periods.

Friday, November 13, 2009

* 9 Dividend Stocks Sending More Cash To Shareholders

We all are looking for the perfect dividend stock. In an utopian world, the perfect dividend stock would be one that is both high-yield and provide a high dividend growth rate. Its share price would appreciate ratable with its increasing dividend. All of this would be driven by increasing earnings and cash flow.

Thursday, November 12, 2009

* Improvements To The D4L-Dashboard

Recently, I looked at the sample D4L-Dashboard report on the Overview and Subscribe page and was amazed at all the changes and improvements that have occurred since that report was posted. I knew then it was time to update the Sample Report. Below are some of the enhancements that have occurred since the first report was posted:

Wednesday, November 11, 2009

* 7 Dividend Stocks To Slay The Wall Street Giants

Driven by computers that cost more than the average person will earn in their lifetime the investment markets move at light speed. To keep pace hedge funds, mutual funds, institutional investors and multi-billion dollar money managers spend large sums of money on high-tech tools to give them an edge. Throw in some illegal insider trading from big names in the industry and it leaves you wondering what chance does a small individual investor have?

Monday, November 9, 2009

* Johnson & Johnson (JNJ) Dividend Stock Analysis

This article originally appeared on The DIV-Net November 2, 2009.

Linked here is a detailed quantitative analysis of Johnson & Johnson (JNJ). Below are some highlights from the above linked analysis:

Company Description: Johnson & Johnson engages in the manufacture and sale of various products in the health care field worldwide.

Sunday, November 8, 2009

* Weekly Links: November 8, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, November 7, 2009

* Progress Update - October 2009

Once again it is time for a goals/progress update. I am pleased to report that annualized dividend income rose in October, extending the streak to 8 months after February 2009's decline. Since I began publicly tracking annualized dividend income in November 2007, it has increased in 22 of the last 23 months.
My goals were defined in this December 1, 2007 Investing Goals post and updated in my 2009 Investing Goals post. Below is an updated version of the table found in the original post.

Friday, November 6, 2009

* 4 Stocks With Higher Dividends

Investing in Dividend Stocks is a long-term strategy. Frequent buying and selling of dividend stocks can significantly increase your expenses and taxes, thus lowering your returns. A growing dividend is a strong indication of a company's increasing intrinsic value. Great companies that increase dividends tend to have rising share prices over time. Holding only first-rate businesses protects your dividend streams and helps ensure you’ll also get steady price appreciation.

Wednesday, November 4, 2009

* Dividend Stocks: A Disciplined Approach

Those that have read this space for any period of time are well aware of my enthusiasm for using dividend growth stocks as a vehicle for building long-term wealth and income. However, with that said, a successful investor must do more that just buy stocks that pay a growing dividend, or more that focusing on a single metric such as dividend yield. Not all dividend stocks are created equal - there is a discipline to selecting good dividend growth stocks.

Monday, November 2, 2009

* Courier Corp. (CRRC) Dividend Stock Analysis

This article originally appeared on The DIV-Net October 26, 2009.

Linked here is a detailed quantitative analysis of Courier Corp. (CRRC). Below are some highlights from the above linked analysis:

Company Description: Courier Corporation publishes, prints and sells books. Founded in 1824, Courier has two lines of business: full-service book manufacturing and specialty publishing.

Sunday, November 1, 2009

* Weekly Links: November 1, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, October 31, 2009

* Second Anniversary Post

October 31, 2009 marks my second full year of writing as Dividends4Life. It is hard to believe another year has passed. Like the first year, it has been a wonderful and eventful year. Looking back so much has changed since last year's post. Below are some of the more notable changes:

Friday, October 30, 2009

*10 Stocks Taking Their Dividends Up A Notch

Throughout history there have always been great companies that stand head-and-shoulders above their peers and the competition. They are loved by their shareholders, hated by the competition and known by all. Just as all great companies have have something in common, great dividend companies also have something in common.

Tuesday, October 27, 2009

* 3 High-Yield Telecom Dividend Stocks

Adding a degree of risk to your income portfolio can not only keep things interesting, but potentially boost your returns. Obviously, this needs to be kept in check because many (most?) risky investments never pan out. So instead of a boost in return, the risky investments end up being a drag on your portfolio's return.

Monday, October 26, 2009

* Abbott Laboratories (ABT) Dividend Stock Analysis

This article originally appeared on The DIV-Net October 19, 2009.

Linked here is a detailed quantitative analysis of Abbott Laboratories (ABT). Below are some highlights from the above linked analysis:

Company Description: Abbott Laboratories is engaged in the discovery, development, manufacture and sale of a diversified line of healthcare products including: drugs, nutritional products, diabetes monitoring devices and diagnostics.

Sunday, October 25, 2009

* Weekly Links: October 25, 2009

Each Sunday I highlight the Carnivals I participated in over the past week, along with any notable articles that I came across. For those readers not familiar with carnivals, it's where personal finance bloggers submit their best articles of the week with one blog serving as the host. The entries are separated into various categories such as Investing, Credit, Debt, Budgeting, Frugality, Wealth Building, Money Management, Financial Planning, Insurance, Taxes, The Economy, Real Estate, et. al.

Saturday, October 24, 2009

* 2009-Q3 Progress Review

After each quarter-end I review my asset allocation and year-to-date total returns by category. The attached PDF contains my actual asset allocation as of 2009-Q3. Below is a high-level summary of the information contained in the PDF:

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